Mortgage loan programs
DSCR Investor Loans
Powerful DSCR Financing. More Ways to Invest.
Qualify using your investment property’s rental income—without personal income documentation.
- Explore down payment options for eligible investment properties.
- Ask about cash-out limits based on your equity and the lender’s requirements.
- Ask about available loan amounts and whether interest-only options fit your scenario.
- Finance long-term or short-term rentals, including eligible Airbnb properties.
- First-time investor? You’re welcome. LLC ownership permitted.
Ready to grow your real estate portfolio? Get prequalified with LendEase.
For investment properties only. Eligibility, credit, rental coverage, and property requirements apply. Maximum financing varies by scenario. Subject to underwriting approval.
A debt service coverage ratio (DSCR) loan is an investment-property financing option that evaluates qualifying property income relative to the debt-service expenses specified by the lender.
What to consider
- Designed for eligible investment scenarios, rather than an owner-occupied primary residence.
- Lenders may review rental income, property valuation, credit, assets and reserves.
- Personal income documentation requirements and DSCR calculations vary by lender.
- Down payment, ownership structure, eligible properties and prepayment terms depend on the program.
Program information is subject to lender guidelines, eligibility, and change. Contact LendEase to confirm the options available for your situation.